Best Electric Car PCP Deals January 2025

Best Electric Car PCP Deals January 2025
Any Make
Any Model

Electric car PCP deals help open up EVs to motorists who may be put off by their higher list prices. 

To show how affordable they can be, we’ve rounded up the best electric car deals on offer in the UK today.

Many electric car deals are PCP car finance deals. These are a long-term financial agreement that comprise an up-front deposit and monthly payments over a set period of, say, three or four years. They often benefit from 0% APR

At the end of the finance deal, buyers can hand the car back with nothing more to pay, or buy the car outright by paying off a lump sum – or, most often, use the collateral in the car to put towards another new car deal.

Electric car deals are also available on outright hire purchase (HP) packages, while other deals simply offer considerable up-front savings for those who may want to pay cash.

Whatever the package, an electric car deal is a tempting way to save lots of money on the latest eco-friendly motors.


Why are electric car finance deals so appealing?

Electric car finance deals are designed to help make the higher up-front cost of EVs more manageable.

Spreading the payments over several years takes away the ‘sticker shock’. Add in the considerable savings you get from running an EV – charging from home is far cheaper than filling up with petrol and diesel – and electric car deals help turn EVs into real money-savers.

Today, many manufacturers are focusing their efforts on making electric car finance deals even more appealing, with 0% offers, deposit contributions and other deals.

This is because of the new ZEV Mandate, which means all car brands have to sell a certain number of electric cars each year.

Electric car finance deals make EVs more accessible, meaning they will be more likely to hit their electric car target and avoid steep financial penalties.

Best of all, an appealing electric car deal means you can get into a future-proof car for far less than you may expect. Check out the electric car deals here to see how much you can save!

Best electric car PCP deals in January 2025

  • 01

    Alfa Romeo Junior for £386 a month with 0% APR

    The Alfa Romeo Junior is a great-value electric SUV, and that's further highlighted with this deal that could get you one for £386 a month with 0% APR. This deal includes a complimentary home charger installation, too, worth £999.

    • Deposit: £3570
    • Monthly payments: 36 x £386 (£13,896)
    • Optional final payment: £18,221
    • Total payable: £35,695
    • Mileage per year: 8000
    • Representative APR: 0%
    • Deal ends: 31 March 2025

    >> Click here to get this great deal

    Alfa Romeo Junior Review: front three quarters
  • 02

    Audi Q4 e-tron for £499 per month

    Audi's impressive premium electric SUV is one we really like at heycar, even before there's a cracking deal on it. An Audi Q4 e-tron Sport 45 82kWh with metallic paint can be yours for just £499 a month, with a huge deposit contribution of £8325 thrown in.

    • Deposit: £8977, plus £8325 Audi contribution
    • Monthly payments: 47 x £499 (£23,453)
    • Optional final payment: £18,375
    • Total payable: £59,140
    • Mileage per year: 10,000
    • Representative APR: 6.9%
    • Deal ends: 31 March 2025

    >> Click here to get this great deal

    >> Find a used Audi Q4 e-tron for sale

    Audi Q4 e-tron Review 2024: exterior dynamic
  • 03

    Audi Q6 e-tron for £535 a month with £6500 deposit contribution

    The Audi Q6 e-tron is a refined and luxurious electric SUV crammed with technology and with an excellent battery range. This Performance Sport model comes with a very generous £6500 Audi deposit contribution, which helps take monthly payments down to £535 over a four-year PCP deal. The annual mileage is a generous 10,000, too.

    • Deposit: £10,396 (+ £6500 Audi contribution)
    • Monthly payments: 47 x £535 (£25,145)
    • Optional final payment: £29,535
    • Total payable: £65,085
    • Mileage per year: 10,000
    • Representative APR: 4.9%
    • Deal ends: 31 March 2025

    >> Click here to get this great deal

    >> Find a used Audi Q6 e-tron for sale

  • 04

    BMW iX deal for £699 a month

    BMW's iX is a top-quality, luxurious electric car, but you could have an iX xDrive40 M on your driveway for £699 a month, with a low 3.9% APR and £11,455 off the total price to sweeten the deal.

    Deposit: £10,788.90 (plus £4500 manufacturer contribution)

    Monthly payments: 47 x £699 (£32,853)

    Optional final payment: £25,725.18

    Total payable: £69,367.08

    Mileage per year: 10,000

    Representative APR: 3.9%

    Deal ends: 31 March 2025

    >> Click here to get this great deal

    >> Find a used BMW iX for sale

    BMW iX Review 2024: front dynamic
  • 05

    BMW iX2 deal for £579 a month

    The BMW iX2 is a sporty, all-electric small SUV with striking styling and keen handling. An iX2 eDrive20 in M Sport trim could be yours for £579 a month on a four-year deal, with a low APR of 3.9% and a deposit contribution of £6500 from BMW to give you a hand.

    Deposit: £8417.18 (plus £2500 manufacturer contribution)

    Monthly payments: 47 x £579 (£27,213)

    Optional final payment: £20,849.50

    Total payable: £56,479.68

    Mileage per year: 10,000

    Representative APR: 3.9%

    Deal ends: 31 March 2025

    >> Click here to get this great deal

    >> Find a used BMW iX2 for sale

    BMW iX2 Review 2024: Dynamic driving UK
  • 06

    BYD Atto 3 for £379 a month with 0% APR and deposit contribution

    BYD's Atto 3 is a solid and quirky electric SUV, and it's available for an impressively low amount. Right now BYD is offering the car in Comfort trim for £379 a month with 0% APR and a low £379 deposit, and it'll even throw in a £3000 deposit contribution.

    Deposit: £379 plus £3000 BYD deposit contribution

    Monthly payments: 49 x £379 (£18,571)

    Optional final payment: £13,225.50

    Total payable: £34,796.50

    Mileage per year: 6000

    Representative APR: 0%

    Deal ends: 14 January 2024

    >> Click here to get this great deal

    >> Find a used BYD Atto 3 for sale

    BYD Atto 3 Review 2024: front dynamic
  • 07

    BYD Dolphin for £259 a month with 0% APR

    The BYD Dolphin is an able and affordable new electric car, that is even more accessible thanks to a striking low deposit deal. Pay just £259 up front for the Active trim, with BYD knocking £1084 off the price, and you'll pay £259 a month with 0% representative APR. Even the top-spec Design trim is only £289 a month.

    • Deposit: £259 plus £259 BYD deposit contribution
    • Monthly payments: 49 x £259 (£12,691)
    • Optional final payment: £12,420
    • Total payable: £25,111
    • Mileage per year: 6000
    • Representative APR: 0%
    • Deal ends: 14 January 2024

    >> Click here to get this great deal

    >> Find a used BYD Dolphin for sale

    2024 BYD Dolphin
  • 08

    Citroen e-Berlingo for £339 a month with low deposit

    Citroen's e-Berlingo is one of the most practical electric cars on the market, and it's available for just £399 a month for the short-wheelbase Plus model. You don't need a big deposit, either – £399 will do it, and Citroen will throw in a very generous £5531 deposit contribution.

    Deposit: £399

    Monthly payments: 47 x £399 (£15,933)

    Optional final payment: £10,625

    Total payable: £35,308.40

    Mileage per year: 8000

    Representative APR: 5.9%

    Deal ends: 31 March 2025

    >> Click here to get this great deal

    >> Find a used Citroen C4 for sale

    Citroen e-Berlingo Review 2024: front dynamic
  • 09

    Cupra Born for £329 a month with 0% APR and £4500 deposit contribution

    The Cupra Born is a stylish and fun-to-drive hot hatch with a good battery range, and for £329 per month it's great value. That's the price you can now pick up a Cupra Born V1 59kWh for, with 0% APR and a £4500 deposit contribution from Cupra. There's a generous 10,000-mile annual limit, too.

    • Deposit: £5744.20 plus £4500 Cupra deposit contribution
    • Monthly payments: 35 x £329 (£11,515)
    • Optional final payment: £14,365.80
    • Total payable: £36,125
    • Mileage per year: 10,000
    • Representative APR: 0%
    • Deal ends: 31 March 2025

    >> Click here to get this great deal

    >> Find a used Cupra Born for sale

    Cupra Born Review 2024: Driving dynamic
  • 010

    Dacia Spring for £189 a month with 0% APR and low deposit

    Dacia's Spring is one of the most affordable electric vehicles on the market, and this latest deal gets you one for just £189 a month. Dacia is throwing in a £500 deposit contribution and 0% APR for the more powerful 65PS model in Expression trim.

    Deposit: £189

    Monthly payments: 48 x £189 (£9072)

    Optional final payment: £6243

    Total payable: £15,995

    Mileage per year: 6000

    Representative APR: 0%

    Deal ends: 31 March 2025

    >> Click here to get this great deal

    >> Find a used Dacia Spring for sale

    2024 Dacia Spring
  • 011

    Fiat 600e for £349 a month

    The Fiat 600e is a new all-electric car from the famed Italian brand. Unlike the smaller Fiat 500e, the Fiat 600e is focused on families, with five-door practicality and a decent boot. The 600e (Red) trim is available for £349 a month with 3.2% APR. 

    • Deposit: £2999 + £100 Fiat deposit contribution
    • Monthly payments: 47 x £349 (£16,403)
    • Optional final payment: £13,000
    • Total payable: £32,505.76
    • Mileage per year: 6000
    • Representative APR: 3.2%
    • Deal ends: 31 March 2025

    >> Click here to get this great deal

    >> Find a used Fiat for sale

    Fiat 600e Review 2024: side profile
  • 012

    Ford Explorer for £350 a month with 0% APR

    The new Ford Explorer electric SUV is now available with an appealing PCP deal with 0% APR. It means those who can find the £9830 deposit, and £350 a month, won't pay a penny in interest over four years. 

    • Deposit: £9830
    • Monthly payments: 48 x £350 (£16,800)
    • Optional final payment: £18,545
    • Total payable: £46,675
    • Mileage per year: 9000
    • Representative APR: 0%
    • Deal ends: 31 December 2024

    >> Click here to get this great deal

    >> Find a used Ford for sale

  • 013

    Ford Capri for £485 a month with 0% APR

    The new Ford Capri is an all-electric interpretation of the classic Capri of the 1970s and '90s, except this time it's a crossover SUV. It's a relatively affordable one at that, with monthly payments from £485.87 for the Select version and 0% APR, too.

    • Deposit: £8308.75
    • Monthly payments: £485.80 for the first month, then 35 x £485.87 (£17,491.25)
    • Optional final payment: £21,575
    • Total payable: £47,375
    • Mileage per year: 9000
    • Representative APR: 0%
    • Deal ends: TBC

    >> Click here to get this great deal

    2024 Ford Capri
  • 014

    GWM Ora 03 for £278 per month with 0% APR and low deposit

    The GWM Ora 03 (or you may know it by its original name, the Funky Cat) is an electric car packed with personality and charm, and represents excellent value for money. You can now finance this Pure+model with 0% APR over four years, a low deposit and with almost £5000 knocked off the original price. 

    • Deposit: £874
    • Monthly payments: 48 x £278.94 (£13,389.12)
    • Optional final payment: £8401
    • Total payable: £27,664
    • Mileage per year: 8000
    • Representative APR: 0%
    • Deal ends: 17 January 2025

    >> Click here to get this great deal

    >> Read our Ora Funky Cat review

    GWM ORA Funky Cat Review 2023: front dynamic
  • 015

    Honda e:Ny1 for £489 per month with £2000 deposit contribution

    Honda's very first electric SUV is available in Elegance trim for less than £490 a month. Honda is also chucking in a £2000 deposit contribution, with a five-year service plan, warranty and roadside assistance thrown in as well. 

    • Deposit: £6985.48 (plus £2000 Honda contribution)
    • Monthly payments: 36 x £489 (£17,604)
    • Optional final payment: £16,186.02 + £10 purchase fee
    • Total payable: £42,765.32
    • Mileage per year: 8000
    • Represenative APR: 2.9%
    • Deal ends: 28 February 2025

    >> Click here to get this great deal

    >> Find a used Honda e:Ny1 for sale

    Honda e:Ny1 Review: side profile
  • 016

    Hyundai Ioniq 5 for £577 per month with 0% APR and no deposit

    One of the best electric cars on the market, the Hyundai Ioniq 5 looks great, has a spacious cabin and promises up to 300 miles on a single battery charge. This feature-packed Advance spec car is on offer with 0% APR, no customer deposit and a £2000 deposit contribution from Hyundai.

    • Deposit: £0 plus £2000 deposit contribution
    • Monthly payments: 36 x £577.62 (£20,794.32)
    • Optional final payment: £17,105.80
    • Total payable: £39,900
    • Mileage per year: 10,000
    • Representative APR: 0%
    • Deal ends: 31 March 2025

    >> Click here to get this great deal

    >> Find a used Hyundai Ioniq 5 for sale

    Hyundai Ioniq 5 Review: front static
  • 017

    Hyundai Ioniq 6 for £566 per month with 0% APR

    One of the most exciting electric cars to be launched last year, the Hyundai Ioniq 6 blends sleek looks with some impressive technology. This Premium spec car comes with an excellent array of standard features and a battery range of 338 miles, and is on offer for 0% APR with a £2000 deposit contribution.

    • Deposit: £5000 plus £2000 deposit contribution
    • Monthly payments: 36 x £566.32 (£20,387.52)
    • Optional final payment: £19,652.45
    • Total payable: £47,040
    • Mileage per year: 10,000
    • Representative APR: 0%
    • Deal ends: 31 March 2025

    >> Click here to get this great deal

    >> Find a used Hyundai Ioniq 6 for sale

    Hyundai Ioniq 6 Review 2024: dynamic driving
  • 018

    Jeep Avenger for £269 a month with £2000 deposit contribution

    The Jeep Avenger is an exciting model from the American 4x4 brand, which brings its rugged appeal to the small SUV sector. It's available in EV and hybrid guise, but the most affordable is the 1.2-litre turbo petrol version in Altitude trim – made even more appealing with a £269 a month PCP deal that includes a £2000 deposit contribution. 

    • Deposit: £5060 (+ £2000 Jeep contribution)
    • Monthly payments: 47 x £269 (£12,643)
    • Optional final payment: £11,554
    • Total payable: £31,253
    • Mileage per year: 8000
    • Representative APR: 6.9%
    • Deal ends: 31 March 2025

    >> Click here to get this great deal

    >> Find a used Jeep Avenger for sale

    Jeep Avenger Electric Review 2024: driving dynamic
  • 019

    Kia EV6 with zero deposit and 3.9% APR

    One of the very best electric cars, the Kia EV6 has a striking design, loads of interior space and is great to drive. Kia is now offering the high-spec EV6 GT-Line 84kWh model with a low 3.9% APR, no deposit and a £2000 deposit contribution. As with most PCP deals, though, you can adjust things – if you do have a deposit, you could drive down your monthly costs further.

    • Deposit: £0 (+ £2000 Kia deposit contribution)
    • Monthly payments: 36 x £797.27 (£28,701.72)
    • Optional final payment: £22,703.63
    • Total payable: £53,405.35
    • Mileage per year: 10,000
    • Representative APR: 3.9%
    • Deal ends: 31 March 2025

    >> Click here to get this great deal

    >> Find a used Kia EV6 for sale

    Kia EV6 Review 2024: front dynamic
  • 020

    MG4 EV for £169 per month with 0% APR

    We’ve said that the MG4 is the best budget electric car, and when it’s available with 0% APR it’s even more attractive. You can drive around in the SE 125kW 51kWh model for just £169 per month, and if you want the more powerful, longer-range models then they’re just £20, £40 or £110 pounds more each month.

    • Deposit: £10,196.50
    • Monthly payments: 37 x £169 (£6253)
    • Optional final payment: £10,714.50
    • Total payable: £26,995
    • Mileage per year: 8000
    • Representative APR: 0%
    • Deal ends: 31 March 2025

    >> Click here to get this great deal

    >> Find a used MG4 for sale

    MG4 EV Review 2024: front three quarter dynamic
  • 021

    Toyota bZ4x for £429 per month with 0% APR and £2500 deposit contribution

    Toyota’s fully electric SUV is loaded with standard tech and very comfortable to drive, with a battery range of up to 270 miles. Thanks to Toyota’s latest deal, offering 0% APR and a £2500 deposit contribution, you could drive a Pure model with free home charger included for just £429 a month.

    • Deposit: £8908.50 (plus £2500 Toyota deposit contribution)
    • Monthly payments: 41 x £429 (£17,589)
    • Optional final payment: £14,827.50
    • Total payable: £43,825
    • Mileage per year: 8000
    • Representative APR: 0%
    • Deal ends: 31 March 2025

    >> Click here to get this great deal

    >> Find a used Toyota bZ4x for sale

    Toyota bZ4X Review 2024: driving dynamic
  • 022

    Vauxhall Corsa Electric for £415 a month with low deposit

    Recently upgraded, Vauxhall's very decent electric hatchback is now available with a low £2000 deposit . Add in a £1950 deposit contribution from Vauxhall, and you could drive a Corsa Electric Design model for£ 415.96 a month over five years. Just be aware that the guaranteed final value (the optional final payment) is rather low, which suggests the car could depreciate a lot. That's not a problem if you plan to keep it, but not great if you want to build equity for a future purchase.

    • Deposit: £2000 (+ £1950 Vauxhall contribution)
    • Monthly payments: 59 x £415.96 (£24,541.64)
    • Optional final payment: £5906
    • Total payable: £34,397.68
    • Mileage per year: 6000
    • Representative APR: 6.9%
    • Deal ends: 31 March 2025

    >> Click here to get this great deal

    >> Find a used Vauxhall Corsa for sale

    deal of the day: Vauxhall Corsa Electric
  • Electric Car PCP Deal FAQs

    Electric car finance works just like other types of car finance. The most common type of electric car finance is PCP, or Personal Contract Purchase. Electric car HP, or hire purchase, is also popular.

    Electric car finance helps make EVs more affordable by spreading the payments over several years. This offsets the fact electric cars sometimes have higher prices than petrol and diesel cars.

    To help encourage new car buyers to make the switch, car manufacturers are increasingly offering competitive deals on EVs. This will help them meet their targets for selling a certain number of new electric cars, as part of the ZEV Mandate.

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