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Our new heyAI search is still learning, and getting smarter everyday to bring you exactly what you're looking for.

For best results, try using clear, specific phrases like this:

Make and model (VW Golf GTI)
Colour and body type (e.g. SUV, hatchback)
Fuel type (petrol, diesel, electric, hybrid)
Age of the vehicle (less than 3 years old)
Mileage (less than 10k miles)
Your budget (total/monthly)

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219 BMW X3 SUV under £40000 for sale

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BMW X3xDrive20d MHT M Sport 5dr Step Auto

£37,658

*Representative example: Contract Length: 49 months, 48 Monthly Payments: £582.96, Customer Deposit: £5,648.00, Total Deposit: £5,648.70, Optional Final Payment: £14,026.70, Total Charge For Credit: £9,999.48, Total Amount Payable: £47,657.48, Representative APR: 10.90%, Interest Rate (Fixed): 5.67%, Excess Mileage Charge: 14.90ppm, Mileage Per Annum: 10,000

BMW X3xDrive20d MHT M Sport 5dr Step Auto

£30,000

*Representative example: Contract Length: 48 months, 47 Monthly Payments: £484.13, Customer Deposit: £4,500.00, Total Deposit: £4,500.00, Optional Final Payment: £13,077.84, Total Charge For Credit: £10,331.95, Total Amount Payable: £40,331.95, Representative APR: 13.90%, Interest Rate (Fixed): 13.90%, Excess Mileage Charge: 8.67ppm, Mileage Per Annum: 10,000

BMW X3xDrive20i SE 5dr Step Auto

£22,995

*Representative example: Contract Length: 48 months, 48 Monthly Payments: £506.27, Customer Deposit: £3,449.00, Total Deposit: £3,449.25, Total Charge For Credit: £4,755.21, Total Amount Payable: £27,750.21, Representative APR: 11.70%, Interest Rate (Fixed): 11.12%

BMW X3xDrive20d MHT M Sport 5dr Step Auto

£37,594

*Representative example: Contract Length: 48 months, 47 Monthly Payments: £514.04, Customer Deposit: £5,639.00, Total Deposit: £5,639.10, Optional Final Payment: £17,268.50, Total Charge For Credit: £9,473.48, Total Amount Payable: £47,067.48, Representative APR: 9.90%, Interest Rate (Fixed): 9.90%, Excess Mileage Charge: 9.94ppm, Mileage Per Annum: 10,000

BMW X3xDrive30d M Sport 5dr Step Auto

£16,550

BMW X3xDrive20i xLine 5dr Step Auto

£25,501

*Representative example: Contract Length: 48 months, 47 Monthly Payments: £404.25, Customer Deposit: £3,825.00, Total Deposit: £3,825.15, Optional Final Payment: £11,497.50, Total Charge For Credit: £8,831.40, Total Amount Payable: £34,332.40, Representative APR: 13.80%, Interest Rate (Fixed): 13.82%, Excess Mileage Charge: 6.98ppm, Mileage Per Annum: 10,000