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Hey there!

Our new heyAI search is still learning, and getting smarter everyday to bring you exactly what you're looking for.

For best results, try using clear, specific phrases like this:

Make and model (VW Golf GTI)
Colour and body type (e.g. SUV, hatchback)
Fuel type (petrol, diesel, electric, hybrid)
Age of the vehicle (less than 3 years old)
Mileage (less than 10k miles)
Your budget (total/monthly)

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178 Semi-automatic BMW X3 cars under £40000 for sale

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Newly listed

BMW X3xDrive20d MHT M Sport 5dr Step Auto

£37,706

*Representative example: Contract Length: 49 months, 48 Monthly Payments: £565.99, Customer Deposit: £5,531.00, Total Deposit: £5,531.55, Optional Final Payment: £14,026.70, Total Charge For Credit: £9,848.77, Total Amount Payable: £46,725.77, Representative APR: 10.90%, Interest Rate (Fixed): 5.67%, Excess Mileage Charge: 14.90ppm, Mileage Per Annum: 10,000

BMW X3xDrive30d M Sport 5dr Step Auto

£25,619

*Representative example: Contract Length: 48 months, 48 Monthly Payments: £562.13, Customer Deposit: £3,842.00, Total Deposit: £3,842.85, Total Charge For Credit: £5,206.09, Total Amount Payable: £30,825.09, Representative APR: 11.50%, Interest Rate (Fixed): 5.98%

BMW X3xDrive20i MHT M Sport 5dr Step Auto

£37,638

*Representative example: Contract Length: 48 months, 47 Monthly Payments: £567.06, Customer Deposit: £5,366.00, Total Deposit: £5,366.10, Optional Final Payment: £13,823.00, Total Charge For Credit: £10,066.92, Total Amount Payable: £45,840.92, Representative APR: 11.70%, Interest Rate (Fixed): 11.12%, Excess Mileage Charge: 9.60ppm, Mileage Per Annum: 10,000

BMW X3xDrive20d MHT M Sport 5dr Step Auto

£30,000

*Representative example: Contract Length: 48 months, 47 Monthly Payments: £476.56, Customer Deposit: £4,500.00, Total Deposit: £4,500.00, Optional Final Payment: £13,544.36, Total Charge For Credit: £10,442.68, Total Amount Payable: £40,442.68, Representative APR: 13.90%, Interest Rate (Fixed): 13.90%, Excess Mileage Charge: 8.95ppm, Mileage Per Annum: 10,000

BMW X3xDrive20d MHT M Sport 5dr Step Auto

£37,594

*Representative example: Contract Length: 48 months, 47 Monthly Payments: £506.57, Customer Deposit: £5,639.00, Total Deposit: £5,639.10, Optional Final Payment: £17,695.22, Total Charge For Credit: £9,549.11, Total Amount Payable: £47,143.11, Representative APR: 9.90%, Interest Rate (Fixed): 9.90%, Excess Mileage Charge: 10.19ppm, Mileage Per Annum: 10,000