Click for vehicles with £200-£700 cashback + free delivery

heyAI search results

Hey there!

Our new heyAI search is still learning, and getting smarter everyday to bring you exactly what you're looking for.

For best results, try using clear, specific phrases like this:

  • Make and model (VW Golf GTI)
  • Colour and body type (e.g. SUV, hatchback)
  • Fuel type (petrol, diesel, electric, hybrid)
  • Age of the vehicle (less than 3 years old)
  • Mileage (less than 10k miles)
  • Your budget (total/monthly)

We're constantly improving to make your car search easier. Thanks for your patience!

218 BMW X3 SUV cars under £40000 for sale

Sort by
  • Relevance
  • Distance
  • Age (oldest)
  • Age (newest)
  • Price (lowest)
  • Price (highest)
  • Miles (lowest)
  • Miles (highest)
  • Newly listed

BMW X3xDrive20d M Sport 5dr Step Auto

2020
34,657 miles
Diesel

£29,333

or £465 mo
EX28FD

*Representative example: Contract Length: 48 months, 47 Monthly Payments: £464.17, Customer Deposit: £4,399.00, Total Deposit: £4,399.95, Optional Final Payment: £10,699.00, Total Charge For Credit: £7,581.94, Total Amount Payable: £36,914.94, Representative APR: 10.90%, Interest Rate (Fixed): 10.39%, Excess Mileage Charge: 9.60ppm, Mileage Per Annum: 10,000

BMW X3xDrive20d MHT M Sport 5dr Step Auto

2022
17,621 miles
Diesel

£39,911

or £634 mo
DH11HP

*Representative example: Contract Length: 48 months, 47 Monthly Payments: £633.35, Customer Deposit: £5,986.00, Total Deposit: £5,986.65, Optional Final Payment: £14,453.00, Total Charge For Credit: £10,296.10, Total Amount Payable: £50,207.10, Representative APR: 10.90%, Interest Rate (Fixed): 10.39%, Excess Mileage Charge: 9.60ppm, Mileage Per Annum: 10,000

BMW X3xDrive20d MHT M Sport 5dr Step Auto

2021
26,838 miles
Diesel

£28,199

or £426 mo
DH32BQ

*Representative example: Contract Length: 48 months, 47 Monthly Payments: £425.57, Customer Deposit: £4,229.00, Total Deposit: £4,229.85, Optional Final Payment: £12,333.00, Total Charge For Credit: £8,365.64, Total Amount Payable: £36,564.64, Representative APR: 11.90%, Interest Rate (Fixed): 11.29%, Excess Mileage Charge: 9.60ppm, Mileage Per Annum: 10,000

BMW X3xDrive 30e M Sport 5dr Auto

2022
9,732 miles
Hybrid

£38,999

or £600 mo
NP194SS

*Representative example: Contract Length: 48 months, 47 Monthly Payments: £599.41, Customer Deposit: £5,849.00, Total Deposit: £5,849.85, Optional Final Payment: £16,413.00, Total Charge For Credit: £11,436.12, Total Amount Payable: £50,435.12, Representative APR: 11.90%, Interest Rate (Fixed): 11.29%, Excess Mileage Charge: 9.60ppm, Mileage Per Annum: 10,000

BMW X3xDrive20i MHT M Sport 5dr Step Auto

2021
2,144 miles
Hybrid

£35,699

or £561 mo
PE15BL

*Representative example: Contract Length: 48 months, 47 Monthly Payments: £560.86, Customer Deposit: £5,354.00, Total Deposit: £5,354.85, Optional Final Payment: £14,302.00, Total Charge For Credit: £10,318.27, Total Amount Payable: £46,017.27, Representative APR: 11.90%, Interest Rate (Fixed): 11.29%, Excess Mileage Charge: 9.60ppm, Mileage Per Annum: 10,000

BMW X3xDrive 30e SE 5dr Auto

2021
15,270 miles
Hybrid

£27,699

or £404 mo
NP194SS

*Representative example: Contract Length: 48 months, 47 Monthly Payments: £403.13, Customer Deposit: £4,154.00, Total Deposit: £4,154.85, Optional Final Payment: £12,998.00, Total Charge For Credit: £8,400.96, Total Amount Payable: £36,099.96, Representative APR: 11.90%, Interest Rate (Fixed): 11.29%, Excess Mileage Charge: 9.60ppm, Mileage Per Annum: 10,000

BMW X3xDrive20i M Sport 5dr Step Auto

2021
20,739 miles
Petrol

£30,999

or £491 mo
SA79AG

*Representative example: Contract Length: 48 months, 47 Monthly Payments: £490.41, Customer Deposit: £4,649.00, Total Deposit: £4,649.85, Optional Final Payment: £12,218.00, Total Charge For Credit: £8,918.12, Total Amount Payable: £39,917.12, Representative APR: 11.90%, Interest Rate (Fixed): 11.29%, Excess Mileage Charge: 9.60ppm, Mileage Per Annum: 10,000

BMW X3xDrive 30e SE 5dr Auto

2021
33,641 miles
Hybrid

£25,599

or £368 mo
DE216BZ

*Representative example: Contract Length: 48 months, 47 Monthly Payments: £367.50, Customer Deposit: £3,839.00, Total Deposit: £3,839.85, Optional Final Payment: £12,313.00, Total Charge For Credit: £7,826.35, Total Amount Payable: £33,425.35, Representative APR: 11.90%, Interest Rate (Fixed): 11.29%, Excess Mileage Charge: 9.60ppm, Mileage Per Annum: 10,000

BMW X3xDrive20d MHT M Sport 5dr Step Auto

2021
22,029 miles
Diesel

£33,499

or £528 mo
WA89WZ

*Representative example: Contract Length: 48 months, 47 Monthly Payments: £527.82, Customer Deposit: £5,024.00, Total Deposit: £5,024.85, Optional Final Payment: £13,330.00, Total Charge For Credit: £9,663.39, Total Amount Payable: £43,162.39, Representative APR: 11.90%, Interest Rate (Fixed): 11.29%, Excess Mileage Charge: 9.60ppm, Mileage Per Annum: 10,000

BMW X3xDrive20d MHT xLine 5dr Step Auto

2022
16,112 miles
Diesel

£34,999

or £552 mo
SA79AG

*Representative example: Contract Length: 48 months, 47 Monthly Payments: £551.15, Customer Deposit: £5,249.00, Total Deposit: £5,249.85, Optional Final Payment: £13,945.00, Total Charge For Credit: £10,099.90, Total Amount Payable: £45,098.90, Representative APR: 11.90%, Interest Rate (Fixed): 11.29%, Excess Mileage Charge: 9.60ppm, Mileage Per Annum: 10,000

19-36 of 218 vehicles