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Our new heyAI search is still learning, and getting smarter everyday to bring you exactly what you're looking for.

For best results, try using clear, specific phrases like this:

Make and model (VW Golf GTI)
Colour and body type (e.g. SUV, hatchback)
Fuel type (petrol, diesel, electric, hybrid)
Age of the vehicle (less than 3 years old)
Mileage (less than 10k miles)
Your budget (total/monthly)

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8 BMW X3 M40d cars under £40000 for sale

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BMW X3xDrive M40d 5dr Step Auto

£29,995

*Representative example: Contract Length: 48 months, 47 Monthly Payments: £502.16, Customer Deposit: £4,499.00, Total Deposit: £4,499.25, Optional Final Payment: £11,959.51, Total Charge For Credit: £10,065.28, Total Amount Payable: £40,060.28, Representative APR: 13.90%, Interest Rate (Fixed): 13.90%, Excess Mileage Charge: 7.41ppm, Mileage Per Annum: 10,000

BMW X3xDrive M40d 5dr Step Auto

£35,495

*Representative example: Contract Length: 48 months, 47 Monthly Payments: £592.80, Customer Deposit: £5,324.00, Total Deposit: £5,324.25, Optional Final Payment: £14,240.61, Total Charge For Credit: £11,931.46, Total Amount Payable: £47,426.46, Representative APR: 13.90%, Interest Rate (Fixed): 13.90%, Excess Mileage Charge: 7.88ppm, Mileage Per Annum: 10,000

BMW X3xDrive M40d MHT 5dr Auto

£37,695

*Representative example: Contract Length: 48 months, 47 Monthly Payments: £626.97, Customer Deposit: £5,654.00, Total Deposit: £5,654.25, Optional Final Payment: £15,281.88, Total Charge For Credit: £12,708.72, Total Amount Payable: £50,403.72, Representative APR: 13.90%, Interest Rate (Fixed): 13.90%, Excess Mileage Charge: 8.63ppm, Mileage Per Annum: 10,000

BMW X3xDrive M40d MHT 5dr Auto

£38,950

BMW X3xDrive M40d 5dr Step Auto

£31,950

BMW X3xDrive M40d 5dr Step Auto

£25,250

BMW X3xDrive M40d 5dr Step Auto

£34,104

*Representative example: Contract Length: 48 months, 48 Monthly Payments: £750.85, Customer Deposit: £5,115.00, Total Deposit: £5,115.60, Total Charge For Credit: £7,052.40, Total Amount Payable: £41,156.40, Representative APR: 11.70%, Interest Rate (Fixed): 11.12%

BMW X3xDrive M40d MHT 5dr Auto

£40,000

*Representative example: Contract Length: 48 months, 47 Monthly Payments: £661.34, Customer Deposit: £6,000.00, Total Deposit: £6,000.00, Optional Final Payment: £16,461.26, Total Charge For Credit: £13,544.24, Total Amount Payable: £53,544.24, Representative APR: 13.90%, Interest Rate (Fixed): 13.90%, Excess Mileage Charge: 10.02ppm, Mileage Per Annum: 10,000