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Our new heyAI search is still learning, and getting smarter everyday to bring you exactly what you're looking for.

For best results, try using clear, specific phrases like this:

Make and model (VW Golf GTI)
Colour and body type (e.g. SUV, hatchback)
Fuel type (petrol, diesel, electric, hybrid)
Age of the vehicle (less than 3 years old)
Mileage (less than 10k miles)
Your budget (total/monthly)

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39 Manual Volvo XC40 cars over £20000 for sale

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Volvo XC401.5 T3 [163] R DESIGN 5dr

£21,761

*Representative example: Contract Length: 48 months, 47 Monthly Payments: £346.52, Customer Deposit: £3,264.00, Total Deposit: £3,264.15, Optional Final Payment: £8,315.00, Total Charge For Credit: £6,104.59, Total Amount Payable: £27,865.59, Representative APR: 11.70%, Interest Rate (Fixed): 11.12%, Excess Mileage Charge: 4.80ppm, Mileage Per Annum: 10,000

Volvo XC401.5 T3 [163] Inscription 5dr

£22,900

*Representative example: Contract Length: 49 months, 48 Monthly Payments: £336.02, Customer Deposit: £3,435.00, Total Deposit: £3,435.00, Optional Final Payment: £10,344.09, Total Charge For Credit: £7,008.05, Total Amount Payable: £29,908.05, Representative APR: 11.90%, Interest Rate (Fixed): 6.19%, Excess Mileage Charge: 14.90ppm, Mileage Per Annum: 10,000

Volvo XC401.5 T3 [163] R DESIGN 5dr

£24,267

*Representative example: Contract Length: 48 months, 47 Monthly Payments: £390.64, Customer Deposit: £3,640.00, Total Deposit: £3,640.05, Optional Final Payment: £9,023.00, Total Charge For Credit: £6,756.13, Total Amount Payable: £31,023.13, Representative APR: 11.70%, Interest Rate (Fixed): 11.12%, Excess Mileage Charge: 4.80ppm, Mileage Per Annum: 10,000

Volvo XC401.5 T3 [163] R DESIGN 5dr

£20,300

*Representative example: Contract Length: 49 months, 48 Monthly Payments: £293.33, Customer Deposit: £3,045.00, Total Deposit: £3,045.00, Optional Final Payment: £8,810.50, Total Charge For Credit: £5,635.34, Total Amount Payable: £25,935.34, Representative APR: 10.90%, Interest Rate (Fixed): 5.66%, Excess Mileage Charge: 14.90ppm, Mileage Per Annum: 10,000

Volvo XC401.5 T3 [163] Momentum 5dr

£21,350

*Representative example: Contract Length: 49 months, 48 Monthly Payments: £326.89, Customer Deposit: £3,202.00, Total Deposit: £3,202.50, Optional Final Payment: £8,815.25, Total Charge For Credit: £6,358.47, Total Amount Payable: £27,708.47, Representative APR: 11.90%, Interest Rate (Fixed): 6.19%, Excess Mileage Charge: 14.90ppm, Mileage Per Annum: 10,000

Volvo XC401.5 T3 [163] R DESIGN 5dr

£23,279

*Representative example: Contract Length: 48 months, 47 Monthly Payments: £361.08, Customer Deposit: £3,386.00, Total Deposit: £3,386.10, Optional Final Payment: £8,530.00, Total Charge For Credit: £6,312.86, Total Amount Payable: £28,886.86, Representative APR: 11.70%, Interest Rate (Fixed): 11.12%, Excess Mileage Charge: 4.80ppm, Mileage Per Annum: 10,000