Filters

Volvo XC40 cars Under £45000 for Sale or on Finance | heycar UK

Search used cars
New cars coming in 2025
Value your car
Sell a car
Find a dealer
Electric cars
Car guides
Car reviews

FAQs
Careers
Authors and experts
Join as a dealer
Terms & conditions
Privacy policy
Privacy settings
Cookie policy
Complaints
Dealer terms

Monday-Friday, 9am-5pm
020 3936 1257
hey@heycar.co.uk
Select country
- UK
- FR

Find us on

Copyright 2025 heycar - All rights reserved

Filters (3)

Volvo

XC40

any - £45,000

Postcode

Postcode

Postcode

Please enter a valid UK postcode

Distance: {distance, select, all {All} 1 {{distance} mile} other {{distance} miles} }(644)

Price

Only show discounted cars

Min

Min

Max

Max

(644)

Make (1)

Popular Makes

Ford(4535)
BMW(3172)
Audi(8506)
Mercedes-Benz(2758)
Volkswagen(9944)

All available makes

A

Abarth(36)
Alfa Romeo(49)
Alpine(2)
Aston Martin(1)
Audi(8506)

B

BMW(3172)
BYD(77)

C

Citroen(894)
Cupra(943)

D

DS(75)
Dacia(694)

F

Fiat(323)
Ford(4535)

G

Genesis(20)

H

Honda(1260)
Hyundai(2727)

I

Isuzu(13)

J

Jaecoo(5)
Jaguar(405)
Jeep(145)

K

KGM(8)
Kia(1821)

L

LEVC(2)
Land Rover(880)
Lexus(277)

M

MG(1087)
MINI(1472)
Maserati(2)
Maxus(2)
Mazda(921)
Mercedes-Benz(2758)
Mitsubishi(55)

N

Nissan(2841)

O

Omoda(21)

P

Peugeot(1731)
Polestar(50)
Porsche(67)

R

Renault(1418)
Renault Trucks(1)

S

SEAT(1431)
Skoda(3998)
Smart(70)
SsangYong(21)
Subaru(27)
Suzuki(440)

T

Tesla(40)
Toyota(2122)

V

Vauxhall(3610)
Volkswagen(9944)
Volvo(1934)

Model (1)

Volvo

C40(23)
EX30(232)
Ec40(16)
Ex40(25)
S60(17)
S90(17)
V40(40)
V40 Cross Country(13)
V60(92)
V60 Cross Country(6)
V90(41)
V90 Cross Country(8)
XC40(644)
XC40 Recharge(138)
XC60(450)
XC70(2)
XC90(170)

Model variants

XC40 variants

Core(21)
First Edition(3)
Inscription(56)
Inscription Pro(35)
Momentum(25)
Momentum Pro(4)
Plus(211)
Plus Black Edition(22)
R DESIGN(112)
R DESIGN Pro(42)
Start(1)
Ultimate(41)
Ultra(64)
Ultra Black Edition(6)

Fuel type

Diesel(17)
Hybrid(438)
Petrol(189)

Year

All our cars are less than 10 years old

Min

Min

Max

Max

(644)

Mileage

At heycar, all our cars have less than 100,000 miles on the clock

Min

Min

Max

Max

( 644)

Gearbox

Manual(50)
Semi-automatic(594)

Colour

Black(217)
Blue(115)
Green(11)
Grey(86)
Red(51)
Silver(65)
White(83)
Others(16)

Doors

5(642)

Seats

5(644)

Body type

SUV(644)

Engine Size

1.0
1.2
1.4
1.6
1.8
2.0
2.4
2.6
3.0

1.0
1.2
1.4
1.6
1.8
2.0
2.4
2.6
3.0

(644)

Quick links

1.01.21.41.61.82.02.42.63.0

Power

Min

Min

Max

Max

(644)

Sold vehicles

Include sold cars in search results

See what customers are saying

“Excellent”

Trustscore: 4.3/5

Find
Search
By make
- Audi

Explore

Find
Sell
Finance
Advice
Reviews

Select country
UK
FR

BMW

Ford

Mercedes-Benz

Volkswagen

By model

Ford Fiesta
Audi A1
Nissan Qashqai
Range Rover Evoque
Kia Sportage

View all models

By budget

Cars under £10,000
Cars under £15,000
Cars under £20,000
Cars under £150 per month
Cars under £200 per month

Finance

Finance advice

What is PCP?
What is Hire Purchase?
What is Car Leasing?
What is GAP Insurance?
What is Halal car finance?

View all finance advice

FAQ

What is a mileage allowance?
How to check your credit score
Car finance on bad credit
Leasing vs buying a car
End of a PCP agreement

Best Deals

0% APR car finance deals
PCP car deals
Electric car PCP deals
Zero deposit car deals
Nearly new car deals

Advice

Popular guides

Cheapest electric cars
Read our expert guide to the 10 best cheap electric cars in the UK.
Best small SUVs
Looking for a small SUV? These are the best small SUVs to choose from in this thriving sector
Best family cars
The best family cars are practical, efficient, have bags of space, and can deal with all the demands of family life.

View all guides

News

New 2026 Mazda CX-6e
This is Mazda's new mid-size electric car. It's called the EZ-60 in its native China, but when it makes its way to the UK, it'll likely be called the CX-6e.
New 2025 Skoda Elroq vRS
Skoda has pulled back the covers on the new Elroq vRS. The high-performance, dual-motor version of Skoda's Elroq small electric SUV has 340PS and all-wheel-drive, giving it a 5.4-second 0-62mph time.

Reviews

Trending car reviews

Skoda Elroq Review
A brilliant electric family car
Audi S5 Review
Serves up speed and serenity without breaking a sweat
Renault 5 Review
One of the best electric superminis out there

View all reviews

Popular car reviews

Ford Puma Review
Just a brilliant little SUV

New 2025 Nissan Leaf

Nissan has revealed the all-new Leaf – now an SUV – while also marking the return of the Micra as a small EV.

Peugeot 2008 Review

Desirable yet sensible small SUV

Volvo EX30 Review: driving dynamic

Volvo EX30 Review

Volvo gets the baby SUV formula just about right

heyAI search results

Hey there!

Our new heyAI search is still learning, and getting smarter everyday to bring you exactly what you're looking for.

For best results, try using clear, specific phrases like this:

Make and model (VW Golf GTI)
Colour and body type (e.g. SUV, hatchback)
Fuel type (petrol, diesel, electric, hybrid)
Age of the vehicle (less than 3 years old)
Mileage (less than 10k miles)
Your budget (total/monthly)

We're constantly improving to make your car search easier. Thanks for your patience!

981 Volvo XC40 cars under £45000 for sale

Filters (4)

Enter postcode

Sort by

Relevance
Distance
Age (oldest)
Age (newest)
Price (lowest)
Price (highest)
Miles (lowest)
Miles (highest)
Newly listed

45
/
55

793-810 of 981 vehicles

Home
…
Cars for Sale
Volvo
XC40

Volvo models

C40 Ec40 EX30 Ex40 Ex90 S60 S90 V40 V40 Cross Country V60 V60 Cross Country V90 V90 Cross Country XC40 XC40 Recharge XC60 XC70 XC90

Main listing image - Volvo XC40

Volvo XC401.5 T3 [163] R DESIGN 5dr Geartronic

Main listing image - Volvo XC40

Volvo XC402.0 B3P Plus Dark 5dr Auto

Volvo XC402.0 B4P Plus Dark 5dr Auto

Volvo XC402.0 B3P Plus Dark 5dr Auto

Volvo XC402.0 B3P Plus Dark 5dr Auto

Can’t find what you’re looking for?

Create a personalised stock alert and we’ll let you know when your perfect car’s available.

2021

39,518 miles

Petrol

£24,000

NE156BZ

Petrol

£38,940

DN24NL

2024

17,830 miles

Hybrid

£29,995

LN63SR

Petrol

£39,090

CB58SQ

Petrol

£38,940

CB58SQ

Volvo XC402.0 B3P Plus Dark 5dr Auto

Petrol

£39,090

or £472 mo

DN24NL

*Representative example: Contract Length: 49 months, 48 Monthly Payments: £471.77, Customer Deposit: £5,863.00, Total Deposit: £5,863.50, Optional Final Payment: £16,477.50, Total Charge For Credit: £5,895.96, Total Amount Payable: £44,985.96, Representative APR: 5.90%, Interest Rate (Fixed): 3.04%, Excess Mileage Charge: 14.90ppm, Mileage Per Annum: 10,000

Volvo XC402.0 B3P Ultra Dark 5dr Auto

Petrol

£43,910

or £518 mo

DN24NL

*Representative example: Contract Length: 49 months, 48 Monthly Payments: £517.48, Customer Deposit: £6,586.00, Total Deposit: £6,586.50, Optional Final Payment: £19,183.13, Total Charge For Credit: £6,698.67, Total Amount Payable: £50,608.67, Representative APR: 5.90%, Interest Rate (Fixed): 3.04%, Excess Mileage Charge: 14.90ppm, Mileage Per Annum: 10,000

Volvo XC402.0 B3P Ultra Dark 5dr Auto

Petrol

£44,060

or £521 mo

DN24NL

*Representative example: Contract Length: 49 months, 48 Monthly Payments: £520.46, Customer Deposit: £6,609.00, Total Deposit: £6,609.00, Optional Final Payment: £19,183.13, Total Charge For Credit: £6,714.21, Total Amount Payable: £50,774.21, Representative APR: 5.90%, Interest Rate (Fixed): 3.04%, Excess Mileage Charge: 14.90ppm, Mileage Per Annum: 10,000

Volvo XC402.0 B3P Ultra Dark 5dr Auto

Petrol

£44,060

or £521 mo

DN24NL

*Representative example: Contract Length: 49 months, 48 Monthly Payments: £520.46, Customer Deposit: £6,609.00, Total Deposit: £6,609.00, Optional Final Payment: £19,183.13, Total Charge For Credit: £6,714.21, Total Amount Payable: £50,774.21, Representative APR: 5.90%, Interest Rate (Fixed): 3.04%, Excess Mileage Charge: 14.90ppm, Mileage Per Annum: 10,000

Volvo XC402.0 B3P Ultra Dark 5dr Auto

Petrol

£44,060

or £521 mo

DN24NL

*Representative example: Contract Length: 49 months, 48 Monthly Payments: £520.46, Customer Deposit: £6,609.00, Total Deposit: £6,609.00, Optional Final Payment: £19,183.13, Total Charge For Credit: £6,714.21, Total Amount Payable: £50,774.21, Representative APR: 5.90%, Interest Rate (Fixed): 3.04%, Excess Mileage Charge: 14.90ppm, Mileage Per Annum: 10,000

Volvo XC402.0 B3P Plus Dark 5dr Auto

Petrol

£38,940

or £469 mo

DN24NL

*Representative example: Contract Length: 49 months, 48 Monthly Payments: £468.79, Customer Deposit: £5,841.00, Total Deposit: £5,841.00, Optional Final Payment: £16,477.50, Total Charge For Credit: £5,880.42, Total Amount Payable: £44,820.42, Representative APR: 5.90%, Interest Rate (Fixed): 3.04%, Excess Mileage Charge: 14.90ppm, Mileage Per Annum: 10,000

Volvo XC402.0 B3P Ultra Dark 5dr Auto

Petrol

£43,910

or £518 mo

DN24NL

*Representative example: Contract Length: 49 months, 48 Monthly Payments: £517.48, Customer Deposit: £6,586.00, Total Deposit: £6,586.50, Optional Final Payment: £19,183.13, Total Charge For Credit: £6,698.67, Total Amount Payable: £50,608.67, Representative APR: 5.90%, Interest Rate (Fixed): 3.04%, Excess Mileage Charge: 14.90ppm, Mileage Per Annum: 10,000

Volvo XC402.0 B3P Ultra Dark 5dr Auto

Petrol

£44,810

or £536 mo

DN24NL

*Representative example: Contract Length: 49 months, 48 Monthly Payments: £535.35, Customer Deposit: £6,721.00, Total Deposit: £6,721.50, Optional Final Payment: £19,183.13, Total Charge For Credit: £6,791.43, Total Amount Payable: £51,601.43, Representative APR: 5.90%, Interest Rate (Fixed): 3.04%, Excess Mileage Charge: 14.90ppm, Mileage Per Annum: 10,000

Volvo XC402.0 B4P Plus Dark 5dr Auto

Petrol

£39,890

or £476 mo

DN24NL

*Representative example: Contract Length: 49 months, 48 Monthly Payments: £475.94, Customer Deposit: £5,983.00, Total Deposit: £5,983.50, Optional Final Payment: £17,111.25, Total Charge For Credit: £6,049.87, Total Amount Payable: £45,939.87, Representative APR: 5.90%, Interest Rate (Fixed): 3.04%, Excess Mileage Charge: 14.90ppm, Mileage Per Annum: 10,000

Volvo XC402.0 B3P Core 5dr Auto

Petrol

£36,190

or £453 mo

DN24NL

*Representative example: Contract Length: 49 months, 48 Monthly Payments: £452.02, Customer Deposit: £5,428.00, Total Deposit: £5,428.50, Optional Final Payment: £14,430.00, Total Charge For Credit: £5,365.46, Total Amount Payable: £41,555.46, Representative APR: 5.90%, Interest Rate (Fixed): 3.04%, Excess Mileage Charge: 14.90ppm, Mileage Per Annum: 10,000

Volvo XC402.0 B3P Core 5dr Auto

Petrol

£35,840

or £446 mo

DN24NL

*Representative example: Contract Length: 49 months, 48 Monthly Payments: £445.07, Customer Deposit: £5,376.00, Total Deposit: £5,376.00, Optional Final Payment: £14,430.00, Total Charge For Credit: £5,329.36, Total Amount Payable: £41,169.36, Representative APR: 5.90%, Interest Rate (Fixed): 3.04%, Excess Mileage Charge: 14.90ppm, Mileage Per Annum: 10,000

Volvo XC402.0 B3P Plus Dark 5dr Auto

Petrol

£38,940

or £469 mo

DN24NL

*Representative example: Contract Length: 49 months, 48 Monthly Payments: £468.79, Customer Deposit: £5,841.00, Total Deposit: £5,841.00, Optional Final Payment: £16,477.50, Total Charge For Credit: £5,880.42, Total Amount Payable: £44,820.42, Representative APR: 5.90%, Interest Rate (Fixed): 3.04%, Excess Mileage Charge: 14.90ppm, Mileage Per Annum: 10,000

Volvo XC401.5 T3 [163] Inscription 5dr

2021

54,653 miles

Petrol

£18,750

or £279 mo

AB123JG

*Representative example: Contract Length: 49 months, 48 Monthly Payments: £278.11, Customer Deposit: £2,812.00, Total Deposit: £2,812.50, Optional Final Payment: £8,288.25, Total Charge For Credit: £5,700.03, Total Amount Payable: £24,450.03, Representative APR: 11.90%, Interest Rate (Fixed): 6.19%, Excess Mileage Charge: 14.90ppm, Mileage Per Annum: 10,000

Fair price

Good price

Great price

About Volvo XC40 cars on heycar

What is the most popular colour for Volvo XC40 ?

What is the most popular gearbox for Volvo XC40 ?

What is the most popular fuel type for Volvo XC40 ?

What is the most popular engine for Volvo XC40 ?

What is the average mileage for Volvo XC40 ?

20241

How many Volvo XC40 cars are available for sale?

644