Explore

Select country
UK
FR

Copyright 2025 heycar - All rights reserved

heyAI search results

Hey there!

Our new heyAI search is still learning, and getting smarter everyday to bring you exactly what you're looking for.

For best results, try using clear, specific phrases like this:

Make and model (VW Golf GTI)
Colour and body type (e.g. SUV, hatchback)
Fuel type (petrol, diesel, electric, hybrid)
Age of the vehicle (less than 3 years old)
Mileage (less than 10k miles)
Your budget (total/monthly)

We're constantly improving to make your car search easier. Thanks for your patience!

372 5-Seater Volvo XC40 cars under £31000 for sale

Sort by

Relevance
Distance
Age (oldest)
Age (newest)
Price (lowest)
Price (highest)
Miles (lowest)
Miles (highest)
Newly listed

Main listing image - Volvo XC40

Volvo XC401.5 T3 [163] R DESIGN 5dr

£19,630

Main listing image - Volvo XC40

Volvo XC402.0 D3 R DESIGN 5dr Geartronic

£22,500

*Representative example: Contract Length: 48 months, 47 Monthly Payments: £341.03, Customer Deposit: £3,199.00, Total Deposit: £3,199.95, Optional Final Payment: £8,073.00, Total Charge For Credit: £5,968.36, Total Amount Payable: £27,301.36, Representative APR: 11.70%, Interest Rate (Fixed): 11.12%, Excess Mileage Charge: 9.60ppm, Mileage Per Annum: 10,000

Volvo XC402.0 D3 R DESIGN Pro 5dr

£24,622

Volvo XC401.5 T3 [163] Inscription Pro 5dr Geartronic

£25,400

*Representative example: Contract Length: 48 months, 47 Monthly Payments: £402.76, Customer Deposit: £3,810.00, Total Deposit: £3,810.00, Optional Final Payment: £9,806.00, Total Charge For Credit: £7,145.72, Total Amount Payable: £32,545.72, Representative APR: 11.70%, Interest Rate (Fixed): 11.12%, Excess Mileage Charge: 4.80ppm, Mileage Per Annum: 10,000

Volvo XC402.0 B4P Inscription 5dr AWD Auto

£21,750

*Representative example: Contract Length: 49 months, 48 Monthly Payments: £323.60, Customer Deposit: £3,262.00, Total Deposit: £3,262.50, Optional Final Payment: £9,553.54, Total Charge For Credit: £6,598.84, Total Amount Payable: £28,348.84, Representative APR: 11.90%, Interest Rate (Fixed): 6.19%, Excess Mileage Charge: 14.90ppm, Mileage Per Annum: 10,000

Volvo XC401.5 T3 [163] R DESIGN 5dr

£21,000

*Representative example: Contract Length: 49 months, 48 Monthly Payments: £309.37, Customer Deposit: £3,150.00, Total Deposit: £3,150.00, Optional Final Payment: £9,410.94, Total Charge For Credit: £6,410.70, Total Amount Payable: £27,410.70, Representative APR: 11.90%, Interest Rate (Fixed): 6.19%, Excess Mileage Charge: 14.90ppm, Mileage Per Annum: 10,000

Volvo XC402.0 B4P R DESIGN 5dr Auto

£25,000

*Representative example: Contract Length: 49 months, 48 Monthly Payments: £371.96, Customer Deposit: £3,750.00, Total Deposit: £3,750.00, Optional Final Payment: £10,980.75, Total Charge For Credit: £7,584.83, Total Amount Payable: £32,584.83, Representative APR: 11.90%, Interest Rate (Fixed): 6.19%, Excess Mileage Charge: 14.90ppm, Mileage Per Annum: 10,000

Volvo XC402.0 B4P Momentum 5dr AWD Auto

£22,376

*Representative example: Contract Length: 49 months, 48 Monthly Payments: £338.03, Customer Deposit: £3,356.00, Total Deposit: £3,356.40, Optional Final Payment: £8,833.26, Total Charge For Credit: £6,039.10, Total Amount Payable: £28,415.10, Representative APR: 10.90%, Interest Rate (Fixed): 5.66%, Excess Mileage Charge: 14.90ppm, Mileage Per Annum: 10,000

Volvo XC402.0 B4P R DESIGN 5dr Auto

£23,950

*Representative example: Contract Length: 49 months, 48 Monthly Payments: £344.96, Customer Deposit: £3,592.00, Total Deposit: £3,592.50, Optional Final Payment: £10,460.99, Total Charge For Credit: £6,661.57, Total Amount Payable: £30,611.57, Representative APR: 10.90%, Interest Rate (Fixed): 5.66%, Excess Mileage Charge: 14.90ppm, Mileage Per Annum: 10,000

Volvo XC402.0 B4P R DESIGN 5dr Auto

£24,891

*Representative example: Contract Length: 48 months, 47 Monthly Payments: £359.88, Customer Deposit: £3,733.00, Total Deposit: £3,983.65, Optional Final Payment: £11,812.50, Total Charge For Credit: £7,829.51, Total Amount Payable: £32,720.51, Representative APR: 12.40%, Interest Rate (Fixed): 12.40%, Excess Mileage Charge: 6.98ppm, Mileage Per Annum: 10,000

Volvo XC401.5 T3 [163] Momentum 5dr

£20,500

*Representative example: Contract Length: 49 months, 48 Monthly Payments: £308.42, Customer Deposit: £3,075.00, Total Deposit: £3,075.00, Optional Final Payment: £8,796.44, Total Charge For Credit: £6,175.60, Total Amount Payable: £26,675.60, Representative APR: 11.90%, Interest Rate (Fixed): 6.19%, Excess Mileage Charge: 14.90ppm, Mileage Per Annum: 10,000

Volvo XC402.0 T4 Momentum Pro 5dr AWD Geartronic

£20,215

*Representative example: Contract Length: 48 months, 48 Monthly Payments: £454.13, Customer Deposit: £3,032.00, Total Deposit: £3,032.25, Total Charge For Credit: £4,615.49, Total Amount Payable: £24,830.49, Representative APR: 12.90%, Interest Rate (Fixed): 12.90%

Volvo XC402.0 D4 [190] R DESIGN 5dr AWD Geartronic

£24,000

*Representative example: Contract Length: 49 months, 48 Monthly Payments: £373.69, Customer Deposit: £3,600.00, Total Deposit: £3,600.00, Optional Final Payment: £9,529.97, Total Charge For Credit: £7,067.09, Total Amount Payable: £31,067.09, Representative APR: 11.90%, Interest Rate (Fixed): 6.19%, Excess Mileage Charge: 14.90ppm, Mileage Per Annum: 10,000

Volvo XC401.5 T3 [163] Momentum 5dr

£21,682

*Representative example: Contract Length: 49 months, 48 Monthly Payments: £334.59, Customer Deposit: £3,252.00, Total Deposit: £3,252.30, Optional Final Payment: £8,139.08, Total Charge For Credit: £5,769.70, Total Amount Payable: £27,451.70, Representative APR: 10.90%, Interest Rate (Fixed): 5.66%, Excess Mileage Charge: 14.90ppm, Mileage Per Annum: 10,000

Volvo XC402.0 B3P Core 5dr Auto

£24,130

Volvo XC402.0 T4 Momentum 5dr AWD Geartronic

£18,512

*Representative example: Contract Length: 48 months, 48 Monthly Payments: £402.04, Customer Deposit: £2,776.00, Total Deposit: £2,776.80, Total Charge For Credit: £3,562.72, Total Amount Payable: £22,074.72, Representative APR: 10.90%, Interest Rate (Fixed): 10.36%

Volvo XC401.5 T3 [163] R DESIGN Pro 5dr Geartronic

£25,000

*Representative example: Contract Length: 49 months, 48 Monthly Payments: £379.40, Customer Deposit: £3,750.00, Total Deposit: £3,750.00, Optional Final Payment: £10,527.75, Total Charge For Credit: £7,488.95, Total Amount Payable: £32,488.95, Representative APR: 11.90%, Interest Rate (Fixed): 6.19%, Excess Mileage Charge: 14.90ppm, Mileage Per Annum: 10,000

Volvo XC401.5 T3 [163] R DESIGN 5dr

£21,995

*Representative example: Contract Length: 49 months, 48 Monthly Payments: £313.95, Customer Deposit: £3,299.00, Total Deposit: £3,299.25, Optional Final Payment: £9,777.17, Total Charge For Credit: £6,151.02, Total Amount Payable: £28,146.02, Representative APR: 10.90%, Interest Rate (Fixed): 5.66%, Excess Mileage Charge: 14.90ppm, Mileage Per Annum: 10,000

1-18 of 372 vehicles

Volvo models

C40 Ec40 EX30 Ex40 Ex90 S60 S90 V40 V40 Cross Country V60 V60 Cross Country V90 V90 Cross Country XC40 XC40 Recharge XC60 XC70 XC90